Solusiku 4.3.0

PT Anugerah Digital Indonesia operates as a legally registered provider of digital credit services, adhering to the laws of the Republic of Indonesia and the regulations set forth by OJK POJK under the decree number KEP-28/D.05/2021.

Their product, SOLUSIKU, demonstrates a commitment to upholding integrity and user service in accordance with applicable laws. Utilizing modern and innovative data technology, it caters to a diverse user base that lacks access to traditional financial services. The application process is designed to be both swift and user-friendly, allowing users to apply and complete their loan requests anytime and anywhere, without the cumbersome manual review typical of traditional financial services. Fund disbursement occurs almost immediately upon loan approval.

Loan Process:

1. Login using your mobile phone number.
2. Upload all required information accurately.
3. Await loan application approval.
4. Experience instant fund disbursement.
5. Applicants must be Indonesian citizens aged 21 years or older.
6. Unsecured Loans: Only a valid ID card is required to apply through our service.

Application Details:

• Ownership Range: Minimum 90 days to a maximum of 360 days with available installments.
• Loan Range: IDR 1,600,000 - 100,000,000 based on varying user needs.
• Interest Rate: (APR: 23.4% - 36%).

An illustrative example for a basic loan amount of IDR 1,600,000 over 90 days is as follows:

Total Payment Calculation:

IDR 1,600,000 + (IDR 1,600,000 x (36% / 365) x 90 days) = IDR 1,742,027

This total payment is divided into three installments over the course of 90 days. The user is required to settle the final payment on day 90 for full repayment of their loan.

1. The first installment is due on day 30 from the loan date for one-third of the total payment amount: IDR 580,676.
2. The second installment is due on day 60 after the loan date for two-thirds of the total due amount: IDR 580,676.
3. The third installment is settled on day 90 with full repayment after clearing your remaining one-third: IDR 580,676.

Convenient Repayment Solutions:

SOLUSIKU facilitates digital credit pathways that allow for convenient repayment of installments at any time without needing to visit a physical location. Users can make payments via Virtual Accounts from various banks including Permata Bank, Bank Mandiri, BNI, BCA, among others. Loan repayments can also be completed through ATMs, Internet Banking, Mobile Banking, and Convenience Stores. Following payment receipt, SOLUSIKU will automatically update your loan information.

Contact Us:

• Customer Service Number: 021 5092 8925
• Email: [email protected]
• Address: Cyber 2 Tower, Floor 7D, JI. HR Rasuna Said Blok X-5 Kav.13. Kuningan Timur Sub-district. Setiabudi District, South Jakarta Administrative City, Special Capital Region of Jakarta 12950.
• Customer Service Hours: Monday-Sunday: 08:30 - 17:30
• Website: https://www.solusi-ku.id/
• Facebook: https://www.facebook.com/solusiku.id/